A joint venture where both the investor and the company provide capital. Profits are shared according to a pre-agreed ratio, and losses are shared based on the capital contribution.
Mudaraba (Profit Sharing)
The investor provides the capital (Sahib-ul-Mal), and the company provides the expertise and labor (Mudarib). Profits are shared as per the contract.
Application Requirements
For the Investor
2 copies of passport-sized color photographs and a photocopy of your National ID (NID).
For the Nominee
Name of the nominee, relationship to the investor, 2 copies of passport-sized color photographs, and a photocopy of their NID.
Agreement
A contract will be executed on a 300 BDT Non-Judicial Stamp detailing the specific project terms and conditions.
Payment Process
Method
Payments must be made via Account Payee Check or Pay Order.
Recipient
All payments must be deposited directly into the Official Company Account.
Receipt
Ensure you collect an official Money Receipt from the company immediately after deposit.
Profit Distribution & Exit
Profit Cycles
Depending on the project (e.g., Muktodhara Green Park), estimated profits are often distributed every 2 months.
Final Settlement
Upon project completion, the final profit/loss is calculated, and the principal amount along with the remaining profit is returned to the investor.
Security
To ensure investor confidence, the company provides advance checks or asset mortgages where applicable.